Am I eligible for SNAP (food stamps)?
Answer a few questions for a private, instant estimate. Nothing is saved or sent.
Gross monthly income
Before taxes. Wages, salary, tips.
SSI, Social Security, unemployment, child support.
Monthly expenses
Total housing cost you pay.
Out-of-pocket care costs.
Private & secure. No data leaves your device.
Why high rent can help you qualify
Many people assume they earn too much for SNAP and never apply. But the program subtracts an “excess shelter deduction” for high rent and utility costs before comparing your income to the limit. This tool applies that deduction so you get a truer picture. It’s an estimate based on USDA Food and Nutrition Service FY2026 standards — your state office makes the final decision.
Common questions
How much SNAP can I get?
It depends on household size, income and deductions. The maximum monthly allotment for a household of four is $994 in fiscal year 2026 across the 48 contiguous states and D.C., per the USDA Food and Nutrition Service. Most households receive less than the maximum, because benefits are reduced as income rises.
What is the income limit for food stamps?
Most households must have gross monthly income at or below 130 percent of the federal poverty level and net income at or below 100 percent. Households containing someone aged 60 or over, or someone with a disability, are exempt from the gross income test and only need to meet the net income test.
Why does high rent help me qualify?
SNAP subtracts an excess shelter deduction before comparing your income to the limit. Shelter and utility costs above half of your income, after other deductions, are subtracted from the income the programme counts. High housing costs therefore lower your net income and can bring you inside the limit even when your gross pay looks too high.
Do I have to work to receive SNAP?
Able-bodied adults without dependants are limited to three months of benefits in any 36-month period unless they work or train at least 80 hours a month, or qualify for an exemption. The exemption rules were tightened during 2025, and several groups that were previously exempt no longer are, so guidance published before then may be wrong.
Will savings or a car disqualify me?
In most states, no. The majority of states have waived the asset test for most households, and a vehicle needed for work or medical transport is commonly excluded. Asset rules are set state by state, so check with your state agency.
Is this estimate an official decision?
No. This tool applies the federal standards to the figures you enter to show whether applying is likely to be worthwhile. Your state SNAP office makes the actual determination, and only an application can settle it.