Ultimate Guide to Short Term Disability in Arkansas

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Learn how to apply for Short term disability in Arkansas, USA. We provide step-by-step instructions, eligibility requirements, and benefits for a successful application process.

About 530,900 people in Arkansas out of a total population of 2,954,800 reported having one or more disabilities.

When you have a disability, everyday tasks, like work, can be tough. That’s why short-term disability in Arkansas is crucial for residents like you. It provides money to help cover your needs when you can’t work.

But figuring out how to get this support can be tricky. This can make it tough for you and your family to get the help you need. This article is here to help!

It will explain how to apply for disability benefits easily, so you can get the support you need without any confusion.

What is Short-Term Disability?

Short-term disability (STD) insurance helps you if you can’t work because you’re sick, hurt, or have a medical condition. Short-term disability (STD) gives you money to replace part of your salary for a short time, like a few weeks to a few months. 

It’s meant to help you financially while you can’t work. Short-term disability (STD) doesn’t cover disabilities that last a long time or are permanent.

Short-Term Disability in Arkansas

  • Wage Replacement Rate:  60%
  • Maximum Weekly Benefit Amount:  $600
  • Maximum Benefit Period:  26 Weeks
  • Minimum Hours: Yes
  • Employee Eligibility Requirements: If you have little or no income are usually classified as earning less than $1,000 per month. You also have minimal assets, like personal or retirement savings, which are less than $2,000 for single applicants and $3,000 for married individuals.

In Arkansas, there are no short-term disability benefits available. However, if you are unable to work because of a physical or mental condition, you might qualify for federal Social Security disability benefits. To apply for these benefits, you can visit your local Social Security office.

4 Steps of Short-Term Disability In Arkansas

Credits: Istock

Step 1: Disability Benefits Application Process

The disability benefits application has a main form (SSA-16) and extra forms that ask about your work history, how well you do daily tasks, and any treatment you’re getting for your condition. It’s really important to fill out these forms correctly and completely.

Step 2: Choose How to Apply

There are three ways to apply for disability benefits:

  • Apply in Person: You can go to your local office of SSA and apply in person. This way, you can ask questions and get help with your application.
  • Apply Online: Use the Social Security Administration (SSA) to apply online. It’s convenient, and you can take your time to complete the application.
  • Apply Over the Phone: Call (800) 772-1213 to apply over the phone. This option is good if you need help or have questions about the application process.

Step 3: Prepare Your Application

Here’s what you’ll need to do:

  • Gather Your Records: Get important documents like medical records, work history, education records, bank account information, and contact details for doctors or medical providers.
  • Fill Out Forms: Complete the main form (SSA-16) and any extra forms. Be specific and realistic about your limitations, pain levels, and other medical details. Make sure your answers are consistent across different forms.
  • Submit Your Application: After completing the forms, submit them along with all required documents. Double-check that all information is accurate and up to date.

Step 4: Follow Up with Social Security Administration (SSA)

Here’s what you should do if you’ve applied for something with the SSA:

  • Contact the Social Security Administration (SSA): Get in touch with the Social Security Administration (SSA) shortly after sending in your application to make sure they got it and are working on it.
  • Respond Quickly: If the Social Security Administration (SSA) needs more information or asks you to do something, do it as soon as possible. This helps avoid delays. You might need to give more information or visit a Social Security Administration (SSA) doctor.
  • Meet Deadlines: Always meet the deadlines the Social Security Administration (SSA) gives you. Usually, you’ll have 10 days to complete any tasks or provide additional documents.

Other Arkansas Benefits

Credits: Istock

Supplemental Security Income 

If you live in Arkansas and have limited money, you might qualify for other benefits. One such benefit is Supplemental Security Income (SSI). Supplemental Security Income (SSI) helps you if you have a low income and are disabled, legally blind, or over 65 years old. To get Supplemental Security Income (SSI), you can have up to $2,000 in assets. 

The Social Security Administration (SSA) will check your application to see if you qualify for Supplemental Security Income (SSI) along with your Social Security taxes if your income is low enough.

Arkansas Medicaid 

If you’re in Arkansas and your family has a low income, Arkansas Medicaid can provide important assistance with health insurance. You can qualify if you’re pregnant, have a dependent who’s 17 or younger, or have a disability.

Families in Arkansas with low incomes can receive additional benefits from Arkansas Medicaid if their income is below a certain level based on family size. For example, a family of five might qualify if their income is around $44,000 or less.

 Arkansas Division of Workforce Services

If you’re in Arkansas and currently not working but looking for a job, the Arkansas Division of Workforce Services is here to help you. They oversee Arkansas Unemployment Benefits. To continue receiving these benefits, you need to demonstrate that you’re actively searching for a job every week.


Short-Term Disability in Arkansas is a program that can help you if you have a temporary disability. It gives you money when you can’t work because of your disability. This money can make you feel better during tough times. The program also tells you how to apply and how much money you can get.

If you know someone who could benefit from this information, please share it with them. Your share could make a difference to someone in need of support.


How do I qualify for disability in Arkansas?

To qualify for disability benefits, you need to have a condition that stops you from working for at least a year. You also need to meet specific work history requirements for Social Security disability insurance (SSDI) benefits and visit the Local Social Security office or stay within certain income limits for Supplemental Security Income (SSI).

What conditions qualify for disability in Arkansas?

If you have a condition that stops you from working for a year or longer, you might qualify for Arkansas disability benefits. Some common conditions that could qualify include problems with muscles and bones.

How long does it take to get approved for disability in Arkansas?

In Arkansas, it typically takes about 6.1 months to receive a first decision on disability determination services applications. Many people are initially turned down and must appeal this decision. If you appeal and have a hearing, the whole process usually takes about two years.

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Sabrina is a former campaign manager who has decided to focus her effort to help people contact senators and get help. She leads our Editorial Team with Ronald and Lawrence to curate content and resources that help us navigate the system.

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